Skip to content
Profile photo of a State Farm Agent named: Terry Gross
State Farm® Insurance Agent

Terry Gross

Office Hours

After Hours by Appointment

Address

10850 W Laraway Road
Suite 4W
Frankfort, IL 60423-6400

Agency is on Northside of Laraway, west of LaGrange & east of Wolf Roads

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

After Hours by Appointment

Call or text us 24 hours a day!

Address

10850 W Laraway Road
Suite 4W
Frankfort, IL 60423-6400

Location Details

  • Parking: In front of building

Languages

English
  • July is a great time for a mid-year insurance check-up! 🌞 Let’s review your auto and homeowner's insurance policies to make sure you have the right coverage for your family’s summer activities. Protect what matters most while you enjoy the sunshine!

  • Buying your first home is an exciting milestone. 🏡 Our team is here to help you understand your homeowner's insurance options and make sure your coverage fits your needs. Give us a call today to review your policy and help identify any potential gaps in coverage.

For more than 37 years, I've proudly served as a State Farm Agent in the Frankfort and Lincoln-Way communities, helping individuals, families, and business owners protect what matters most. Since opening my agency in 1989, I've built my practice on providing knowledgeable guidance, personalized service, and long-term relationships based on our professional approach we give each person we help with their insurance needs.

My team and I bring more than 50 years of combined State Farm agency experience, allowing us to help customers confidently navigate their insurance decisions. I hold the Life Underwriter Training Council Fellow (LUTCF) designation, demonstrating my commitment to professional education and helping customers make informed choices about their insurance and financial protection.

We offer personalized coverage for Auto, Homeowners, Renters, Life, Business, and Health Insurance. Whether you're purchasing your first policy, reviewing your current coverage, or relocating to Illinois or Indiana, we'll take the time to understand your needs, answer your questions, and recommend coverage that's right for you.

Exceptional customer service is the foundation of our agency. In an industry where personal attention can be hard to find, we believe every customer deserves honest advice, responsive communication, and a local team they can count on before, during, and after a claim.

As a longtime resident of the Lincoln-Way area, I'm proud to have raised my family here. My children attended Lincoln-Way schools, with one graduating from Providence Catholic High School. Giving back to the community has always been important to me, and I've been honored to serve as a Past Village Commissioner, a former member of the Lincoln-Way High School Foundation for Education, and a current Chamber of Commerce member. My family and I continue to support local schools, organizations, community events, and civic initiatives.

I'm a graduate of Illinois State University with a Bachelor of Science in Education, and I believe educating customers is one of the most valuable services we provide. We proudly serve customers throughout Illinois and Indiana, with a special focus on Frankfort, New Lenox, Mokena, Manhattan, Joliet, Orland Park, Homer Glen, Will County, and surrounding communities.

Whether you prefer to call, click, text, or stop by our office, we'd love the opportunity to provide a free Auto, Home, Life, Business, or Health Insurance quote and help you protect what's most important to you. The greatest compliment we receive is the referral of your family, friends, and neighbors! We're very grateful the loyalty our customers have placed in our agency for more than three decades.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

Surprising household hazards

Some household safety risks may surprise you and knowing a few of the culprits is important to help prevent accidents in your home.

Should I finance a car or pay cash for it?

Should you finance a car or pay cash? This auto calculator can help you decide what option is best when you are ready to buy your next car, truck or SUV

Car maintenance tasks you can do yourself

To combat auto repair costs that keep climbing, some auto maintenance can be done at home. Here are ones that are usually do-it-yourself.

View More Articles
We want to help you with your auto, home, and life insurance needs. We deliver the service, answers, comfort and products, each time you work with our office. We are dedicated in helping State Farm customers in the Lincoln-Way surrounding areas, including Frankfort, New Lenox, Mokena and Manhattan.

The Terry Gross Agency has 4 experienced & knowledgeable insurance professional team members. Jen Allen has been with my team since 2013, providing marketing and customer service for all of Illinois and Indiana. Melanie Carnes is also licensed team member, beginning in 2022 and is responsible for marketing of all lines of insurance along with commercial insurance and customer service. Julie Ann Carnes is our third team member and comes to our Agency in 2025 with a customer service and marketing background in both real estate and restoration services. Lindsay Kelsheimer has an extensive State Farm background and she is very knowledgeable with all our billing and service related items. We appreciate the opportunity to give you the value of our insurance knowledge, professionalism, which has made our insurance agency a huge success! If you like what we provide to you both in products and service of State Farm Insurance, We love referrals!

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.